A saving account is generally considered part of any investment strategy. There are a wide range of different types of savings accounts which are available, and they are made up of two key areas: Fixed term savings, i.e. funds are committed for a fixed term, in return for which you will receive an agreed level of interest. Instant Access savings, these will offer an interest rate based upon the amount of money which you hold within the account.

The interest rates which savings accounts have been earning over recent years have not been particularly good, due to extremely low interest rates, we have found some of the best rates available on the market.