As a business owner you will be familiar with the wide range of different products and services which your business will require. Here at the moneyvine, we have had experience in a wide range of different types of businesses, and have financed, funded, and raised finance for a wide range of different business. We aim to provide value for money, as well as high quality levels of service.
We aim to make themoneyvine the one stop shop for all of your businesses financing requirements. This element of the website is less about price comparison, although this will still feature, and more about understanding the requirements, and providing advisory services to identify those providers who are appropriate for your needs. As such, we will have enquiry forms on each of the pages.
Through our network of contacts, we have secured agreements in the following categories:
Commercial Mortgages
We have direct relationships with the UK’s leading commercial lenders. So if you are a business owner and looking for commercial mortgages, we have a panel of lenders providing highly competitive rates, advice, and also innovative financing strategies.
If you are a professional property investor and are looking to secure finance, we have agreements in place with a diverse range of lenders, providing highly competitive rates, and LTV’s.
Commercial Loans & Asset Finance
Securing finance for businesses has become increasingly difficult following the banking crisis, however, businesses still require new equipment, machinery and vehicles.
We have teamed up with some of the leading loans and asset finance providers to offer highly competitive rates. If you have a requirement to purchase equipment, machinery, or require some funds for working capital we can help.
Cash Flow Solutions
We have significant experience in creative cash flow solutions, providing our clients with significant methods of improving their businesses cash flow position. This can include utilising services such as invoice financing or factoring. We specialise in providing cash flow solutions to small and medium businesses who are looking to borrow between £250,000 and £25 million.
We do all of the work in finding the best solution for your business, and as our business has been built upon our relationships, we expect that we will speak with our clients to understand their needs and offer a consultancy based solution to ensure that the best options are provided.
Venture Capital
We have relationships with a wide range of VC’s, and we have assisted in securing funding to a number of businesses in different sectors. If you are looking for funding for a new project, or you are looking at growth and expansion, we know the people who will be able to help. We have carefully selected a panel of VC’s to ensure coverage of most major sectors, as well offering competitive terms.
Each VC house will have different terms of engagement, and will have it’s own “sweet spot”, through our relationships we understand what types of deals would be appropriate for which provider. We work with market leading names, as well as boutique VC’s.
Selling Your Business
We have access to a high quality network of business owners, and entrepreneurs who are looking to acquire further businesses. If you are considering exiting your business for or are just fed up with running your business, we are in a position to help. In addition, please see below for distressed businesses, which we have a unique opportunity.
Due to our extensive network, this process can be a time consuming affair, we have a number of different channels which we consider, including private equity, entrepreneurs and investors. We do not charge fees for this process. The buyer would cover any fees incurred throughout the sale.
Distressed Businesses
If your business has fallen on hard times, you are breaching your banking covenants, you may have had your bank debt pulled, or perhaps you cannot generate any new business and don’t know where to turn, we have a solution! We specialise in business turnaround. We are highly experienced in entering into businesses, turning them around, and returning businesses to profit.
In addition, we do not charge upfront fees, which can further damage the cash flow of the business. We typically take an equity stake in the business in return for our investment of time. This in turn provides a “win-win” circumstance, meaning that the business owner and turnaround team’s interests are aligned.
Business Angels
If you have a new idea or venture, a business angel can be a great way of turning this into reality. We have teamed up with some of the biggest names in the UK who offer a great opportunity to budding entrepreneurs. Typically a business angel will assist the business in which they invest, with both their money and their time, as such this will give the new business owner the optimum chance of achieving their objectives.
We have carefully selected from the UK’s leading business angels, and in some instances are able to offer unique discounts to business owners who utilise their services. Remember, these discounts will only be available to you if you click through from this website.
Business Insurance
All businesses require insurance policies, whether this is Public Indemnity insurance or buildings insurance, this is often a legal requirement. We work with some the UK’s leading business insurance providers offering highly competitive quotations on a range of different types of policies.
Business Banking
Identifying which bank account is most suitable for a business can be a challenging task, and it has been proven that once businesses set up their banking with one provider that the average customer life span is around 11 years! Historically, banks have not made it easy to change bank accounts, however, it is now becoming easier.
Here at themoneyvine, we have selected some of the UK’s leading business banking providers, who offer competitive returns in terms of cheap charges, as well as great service levels.
Business Plan
To receive any type of finance, investment or other funding including grants and loans, you will need to complete a business plan. We have teamed up with www.freebusinessplantemplates.co.uk to offer our clients a free business plan. This will provide you with all the elements which you will require to secure your financing.